Free seller tool · 78703
Tarrytown Seller
Net Sheet Calculator
Estimate what you will actually walk away with when you sell your Tarrytown home. Adjust every assumption, and see the math line by line, honestly.
Adjust the assumptions
These are estimates you should tailor to your own transaction. Nothing here is a fixed rate.
Commissions are fully negotiable and not set by law.
Estimated net proceeds
$834,131
on a $1,650,000 sale
- Sale price
- $1,650,000
- Agent commission5.5% of sale price
- -$90,750
- Owner's title policyTexas seller custom, sliding scale
- -$8,250
- Other closing costsEscrow, doc prep, courier
- -$2,500
- Property tax prorationThrough June
- -$14,369
- Mortgage payoff
- -$700,000
- Estimated net proceeds
- $834,131
An estimate for planning only, not an official net sheet or a guarantee of proceeds. Confirm every figure with your title company and tax advisor.
Want the exact numbers?
Luke will prepare a precise, no-obligation net sheet for your specific Tarrytown home, with real current costs.
Line by line
How your net proceeds are calculated
A net sheet is just the sale price minus the costs of selling and your remaining loan balance. Here is what each line means in Tarrytown and Central Texas specifically.
Agent commission
Usually the largest line on a net sheet. Commissions are fully negotiable and are not set by law or by any board, so the percentage here is only a starting point. Set it to whatever you have agreed with your agent.
Owner's title policy
In Central Texas, the seller customarily pays for the owner's title insurance policy. The premium is set by the State of Texas on a sliding scale that rises with price, so the percentage is regressive. Confirm the exact figure with your title company.
Other closing costs
Escrow or settlement fees, document preparation, recording, courier, and similar line items. On a Tarrytown home most sellers see a few thousand dollars here. Homeowner association dues are rare in Tarrytown, but confirm for your specific street.
Property tax proration
Texas property taxes are paid in arrears, at the end of the year. At closing the seller credits the buyer for the portion of the year the seller owned the home, so a later closing means a larger credit. This tool estimates that credit from your tax rate and closing month.
Mortgage payoff
The remaining balance on any loans secured by the home, paid off from the proceeds at closing. Ask your lender for a current payoff quote, since it includes interest through the funding date.
This calculator is an educational estimate, not an official net sheet and not a guarantee of proceeds. Commissions are negotiable, Texas title premiums are set by the state, tax figures depend on your assessed value and exemptions, and every transaction is different. Confirm all numbers with a licensed title company, your tax advisor, and your lender before relying on them. For an exact, no-obligation net sheet on your home, contact Luke Allen.
Common questions
Selling and net proceeds, answered
- What is a seller net sheet?
- A seller net sheet is an itemized estimate of what you will actually walk away with after selling your home. It starts with the sale price and subtracts selling costs (agent commission, title policy, closing fees, property tax proration, and any concessions) and your remaining mortgage balance to arrive at estimated net proceeds. A title company prepares an official version at closing; this tool gives you a fast planning estimate first.
- How much does it cost to sell a home in Tarrytown, Austin?
- Total selling costs commonly run in the range of six to eight percent of the sale price once commission, the owner's title policy, closing fees, and tax proration are added together, before any mortgage payoff. On higher-value Tarrytown homes the percentage often trends lower because title premiums are regressive and fixed fees are a smaller share. Use the calculator above to model your own numbers, and see the Tarrytown cost-of-selling guide for detail.
- Who pays for title insurance in Texas?
- By long-standing Central Texas custom, the seller pays for the owner's title insurance policy, while the buyer typically pays for the lender's policy if they are financing. This is customary, not a legal requirement, and it can be negotiated in the contract. The premium itself is set by the State of Texas on a promulgated sliding scale.
- How is property tax proration calculated at closing?
- Because Texas taxes are billed in arrears, the seller owes taxes for the part of the year they owned the home before closing. At closing the seller credits the buyer for that portion, and the buyer pays the full bill when it comes due. A January closing means a small seller credit; a November closing means a large one. The calculator estimates this from your tax rate and closing month.
- Are real estate commissions fixed?
- No. Real estate commissions are fully negotiable between you and your agent and are not set by law, by any association, or by this website. The default in the calculator is only an example you should change to match your own agreement.
- Is this net sheet estimate binding?
- No. It is an estimate for planning only, not an official net sheet and not a guarantee of proceeds. Actual costs vary by transaction, and rates and tax figures change. Always confirm the numbers with your title company, tax advisor, and lender before relying on them. Luke Allen can prepare a precise, no-obligation net sheet for your specific home.
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